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refiance to stop foreclosure
[March 24, 2008] by Foreclosure Assistance
Filed under: refiance to stop foreclosure
If you want to refinance to stop foreclosure we can help. We have worked with many mortgage brokers nationwide that can stop foreclosure. If you are in foreclosure or facing foreclosure if you have equity we can help. If you are over financed we have other techniques that will save you money to possibly drop your interest rate and in extreme cases drop your unpaid principal balance. contact us for foreclosure help and we will go over your options to stop foreclosure. If you are looking for free forclosure help we have a site that will answer many questions you have and you have the options to post more for help.
May 18th, 2008 at 10:09 pm
In Nov 2007, we were 3 mo. behin in mort. due to my husband being laid off. I called Wamu right away to keep them posted. They sent financial forms, asked for paystubs, etc. My husband (by the time they got back to me in Dec) was back to work. I was not working at the time. Sent in all required info and waited, and waited and waited. Called customer service most EVERY week and was told “being processed - DONT send any money, be patient”. Told customer serv. in Jan 2008 that I ALSO was now working full-time. (Really wanted whole thing called off - wanted to send money). They said to send in MY info, which I did. Heard back from loss mitigation in March. Told me that everything looked fine, we make plenty of money for approval, but she needed more info from me. I asked if I could send $. “No, I want to get you a plan where you dont have to come up with down payment, and jsut resume reg. pymnts” I sent needed infor in April. Didnt hear back, sent faxes, etc. Letter comes in May that being foreclosed!! Flipped! Now have been apprvoed with TOO EXPENSIVE repaymt plan!! Help! Have over $100,000 equity in home. Want to refinance instead. Am supposed to give $4000 dwnpymt and then double paymts for 9 months. Not possible. She SOO didnt sound like she knew ANYTHING, took SOO long, and now is just rushing it through. My expenses have gone WAY up,(I drive for a living - no reimbursement - gas, etc like $100 week.) She doenst have updated expense info. Papers are presently being sent for this agreement. What can I do?? Can I ask for another plan? Refinance? I dont want to get back in the hole we were in. I have saved almost $10,000 (REALLY cutting back on everthing), but had to pay gas and elec. $1000 each. So, after downpayment of $4000 will only have appx. $3500 left, which is one months double payment. If we get in trouble (temp. layoff - they are ALWAYS temp - but can be damaging) again - were going to be back where we started. Her whole point of taking so long she said was so that she could get us a good deal. ONE day after I told her this needed attn. NOW (court date for forec.was already set), she says this is the best plan she has. I think she’s jsut trying to get rid of the case (because now Ive become a pain in the ass) and let my file sit there for MONTHS!! Now Im 9 months behind becase they wouldnt let us start paying MONTHS ago. Please help!!!